Apparel, resale & collectibles

Books and taxes for plus-size and specialty fit boutiques.

Extended size wholesale buys that cost more per piece, a paid fit consultation, higher return rates on fit issues, and a small private label run with a real minimum order. Gus sorts all of it, an accountant checks every transaction, and you get one number a month.

  • From $197 a month
  • An accountant on every transaction
  • Cancel whenever
MayExample month
$8,000
what you made

May came in at $8,000. The private label run finally shipped and started selling, so I am tracking that buy against what has actually moved instead of counting the whole minimum order as a loss.

  • Square retail payoutRetail sales
  • Fit consultation feesFitting services
  • Extended size wholesale invoiceWholesale inventory
  • Customer returns processedReturns
  • Private label manufacturer depositPrivate label inventory
Money in$31,000
Money out$23,000
Set aside for taxes$2,100
An example month. Yours will have your numbers.

Why your books are different

Plus-size fit boutique books go wrong in the same few places.

A generalist sees a clothing store. Your business sources extended sizes from a smaller pool of wholesalers at a higher per-piece cost, charges for a real fit consultation that takes real time, deals with more returns when a fit does not work out, and sometimes commits to a private label run with a manufacturer minimum. When the books do not know that, a private label deposit looks like a disaster and returns quietly eat margin nobody is tracking.

  1. 1

    Extended size inventory costs more and it does not show

    Extended sizes often cost more per piece from wholesalers who specialize in the range, but if that higher cost is not tracked against the extended size price point, the real margin on the size range that is the whole business gets lost.

    What we doKeeps extended size wholesale costs visible against what those pieces actually sell for, so the real margin on the core business is never a guess.
  2. 2

    Fit consultation fees get buried inside the garment sale

    A real fitting consultation takes real time and expertise, but rung through with the garment sale, the boutique cannot tell if the fitting service is worth the time it takes.

    What we doKeeps fit consultation fees in their own category, separate from garment sales, so the fitting side shows its real value.
  3. 3

    Returns from fit issues quietly eat margin

    A specialty fit business often sees more returns than a standard sizing shop, and without tracking the volume and cost of processing them, it is easy to miss how much margin is disappearing into restocking and refunds.

    What we doKeeps returns in their own category, so the real cost of fit-related returns is visible instead of hidden inside regular sales.
  4. 4

    A private label minimum order wrecks the monthly number

    A manufacturer's minimum order for a private label run can mean a large deposit and balance paid months before the pieces arrive and start selling.

    What we doKeeps private label buys visible as inventory against what has actually sold from them, so a big commitment does not read as a bad month.

Your categories

The categories Gus keeps for a plus-size and specialty fit boutique.

Set up once for how you source and how you fit customers. You never pick a category. He does, and an accountant checks it.

Money in

  • Retail salesRegister sales rung through Square or Shopify point of sale.
  • Fitting servicesFit consultation and bra fitting fees, billed apart from garment sales.
  • Online salesSales through the boutique's own site, net of shipping and returns.
  • Private label salesSales of the boutique's own private label pieces, tracked apart from wholesale brands.

Money out

  • Wholesale inventoryExtended size buys from apparel wholesalers and reps.
  • Private label inventoryManufacturer deposits and balances for private label runs.
  • ReturnsRefunds and restocking costs from fit-related returns.
  • Rent and utilitiesThe storefront and fitting room space.
  • PayrollSales staff and fit specialists, kept apart from owner draw.
  • MarketingSocial ads and size-inclusive brand partnerships.
  • Card processing feesWhat the card processor keeps before payout.

What we watch for you

  • Extended size margin

    What extended sizes cost against what they sell for, since per-piece cost runs higher in this range.

  • Return rate

    How much of sales come back as fit-related returns, so the real cost is not hidden.

  • Private label sell-through

    How much of a private label run actually sold before the next order, so a manufacturer minimum is a calculated bet, not a guess.

  • The set-aside

    What you will owe, tracked every month, so tax season is a number you already knew.

Ask Gus

Things plus-size boutique owners ask Gus.

Text him like you would text anybody. He answers in plain English, and when a question is above his pay grade, an accountant looks and gets back to you.

I had to commit to a manufacturer minimum for my private label run. Why does this month look so bad?

I am keeping that buy against what actually sells from it, so it will not read as a loss just because the whole order landed at once.

My returns feel higher than a typical clothing store. Is that actually hurting me?

I keep returns in their own category so you can see the real cost, instead of it disappearing quietly into your regular sales numbers.

I charge for fit consultations but customers often buy afterward too. How does that get counted?

I keep the consultation fee separate from the garment sale, so you can see how much the fitting service itself is actually worth.

The tax side

The tax side of a plus-size and specialty fit boutique.

Most of what goes wrong here is a private label commitment or a wave of returns landing without context.

What your return has to get right

Your accountant signs it, so it gets done right the first time.

  • Inventory and cost of goodsWhat was paid for pieces actually sold during the year, including private label runs, is what counts against sales. Unsold private label inventory at year end changes what the return shows as profit.
  • Contractor 1099sAnyone not on payroll paid $2,000 or more in 2026 for fit consulting or styling gets a 1099-NEC by January 31. Gus keeps that list all year.
  • The pass-through deductionMost owner-operators can take up to 20 percent of business profit off their taxable income. It comes out right when private label buys and sales are counted in the right month.
  • Self-employment taxAn owner running the boutique solo, as a sole proprietor or single-member LLC, pays 15.3 percent self-employment tax on top of income tax, on earnings up to the $184,500 Social Security wage base.

Deductions plus-size and specialty fit boutiques miss

Your bookkeeper knows what to look for in your statements. You never have to.

  • Fitting room mirrors and pedestals
  • Private label sampling costs
  • Shipping and return processing supplies
  • Meta and Instagram ads
  • Size-inclusive brand partnership fees
  • Shopify and Square fees
  • Storefront rent and utilities
  • Signage and window displays
  • Alterations supplies
  • Business liability insurance
  • Continuing fit specialist training
  • Damaged or unsellable inventory write-offs

General information about 2026 federal rules, not advice for your business. Your accountant looks at your actual numbers before anything gets filed.

All year, not just April

A plus-size boutique year, kept every month.

Extended size buys and private label runs come on their own timeline. Your taxes come on a schedule. Your team keeps you ahead of both. Every month in between, your bookkeeper closes the books and speaks up the moment something looks off.

  1. January

    Plan the year

    Last year's return gets started, the 1099 list for fit consulting help is ready, and you get a monthly set-aside so April is already handled.

  2. April

    Filed. Done.

    Your return is filed and signed. No surprise bill, because the set-aside has been running since January.

  3. July

    Halfway check

    Where you stand, what you will owe, and whether the spring private label run is selling through as planned.

  4. October

    Before the holiday rush

    Holiday buying starts soon. Gus looks at what to buy or commit to before December and what the season will owe.

What you get

Starts at$197a month

What you pay depends on what your business needs, and it does not move after that, busy season or slow. No hourly bills, no surprise invoices, no setup fee.

Book a call
  • Monthly bookkeeping

    Every transaction sorted into categories set up for plus-size and specialty fit boutiques. You never categorize a thing.

  • An accountant checks every transaction

    Real review, every month, before your books close. Not a spot check.

  • Your business tax return, filed

    Prepared, reviewed, and signed by that same accountant every year.

  • The monthly number

    What you made, what you spent, what to set aside for taxes.

  • Your own bookkeeper

    A real person assigned to your business, in the app whenever you need them. No hold music.

  • On your books all year

    Every month, not just in April. Your team speaks up whenever something is worth your attention.

  • Cancel any time

    No contract. No cancellation call. Your books are yours.

Straight answers

Questions plus-size boutique owners ask first.

How does Gus handle a private label minimum order from a manufacturer?

He keeps it as inventory against what actually sells from it over time, so a big commitment does not read as a bad month just because it landed all at once.

Do fit consultation fees get tracked separately from garment sales?

Yes. Gus keeps them in their own category, so you can see how much your fitting service is actually worth on its own, separate from what customers buy afterward.

My return rate is higher than I expected. Can Gus show me the real cost?

Yes. He keeps returns in their own category, so the true cost of fit-related returns is visible instead of hidden inside your regular sales numbers.

Extended sizes cost me more to source. Does that get reflected anywhere?

Gus tracks your wholesale costs against what those pieces sell for, so your real margin on extended sizing shows up honestly, not blended with a lower-cost size range you do not carry.

My books have not been touched since my last private label run. Can Gus catch up?

Yes. Send the bank statements you have. He sorts them, the accountant checks them, and most owners know where they stand inside a week.

Is a real accountant checking my books?

Yes. You get your own bookkeeper, Gus does the first pass on every transaction, and an accountant checks every one before your month closes. That same accountant prepares, signs, and files your business return. Goatkeeper is not a CPA firm, and we never pretend a person looked when they did not.

What does it cost, and can I cancel?

It starts at $197 a month, depending on what your business needs. No setup fee, no hourly bills, no contract. Cancel any time from the app, and your books go with you.

Book a call

Pick a time. That's the whole signup.

Fifteen minutes with a real person on our team. They look at where your books are, tell you straight what it takes to get caught up, and get you set up on the spot if it fits.

  • $197 a month to start
  • An accountant on every transaction
  • Cancel whenever